Auto insurance Los Angeles can be as expensive as shopping with Hollywood celebrities. The reality is with over 3 million people on the the road its not hard to see why our car insurance rates can be worse than rush hour traffic. Because of how spread out almost everything is in Los Angeles county, almost everyone drives on a daily basis. There are never a shortage of cars on the road and the insurance companies know this. Los Angeles has one of the largest selections, in the United States, of auto insurance carriers available to its residence. With over 100 companies offering coverage, it may seem easier to navigate the 10, the 5, and the 101 merger than to choose a car insurance company in Los Angeles.
The City of Los Angeles is a one of the top US cities for business, international trade, entertainment, culture, media, fashion, science, sports, technology, and education. It is also the second most populated city in the United States, after New York City. According the the 2010 United States Census there are 3,792,621 people residing in Los Angeles city alone and 12,828,837 people living in the entire L.A. county. It is no surprise that The City of Angels is also known for its traffic. Car Insurance in Los Angeles is just as notorious.
Shift Insurance is a leader in cheap auto insurance in California for the greater Los Angeles area. We can help any driver get the best possible rates. For the past 22 years, Los Angeles has been apart of our lives and we are dedicated to serving the people of our great city. Let us help you stream line the process. We work directly with and shop for you the top auto insurance providers for your driving situation to ensure you are always getting the best rate.
Your Roads, Your Savings
The entire metropolitan area of Los Angeles is connected by a network of freeways and highways. While there are a total of 23 freeways spanning over 527 miles of freeway and 382 miles of conventional highway, there never seems to be a shortage of cars on the road. With so many drivers on the road at any given time, it is no surprise that traffic collisions are a daily occurrence. Protecting your self and your vehicle is not only the smart thing to do, its the law. But just because you have to have coverage does not mean you have to over pay!
Every driver on the road has a different situation. Whether it be the type of car they drive, their driving record, or the coverage they are looking for Shift Ins. will take the time to get to know you and understand your situation. We do this because we understand that by understanding your needs we can not only provide you with the lowest price on your car insurance but also ensure you are getting the proper coverage.
Minimum Requirements Los Angeles Auto Insurance
The state of California requires that every driver on the road carry a minimum statute of liability insurance. In Los Angeles every driver must carry the minimum limits of bodily injury and property damage on their auto insurance policy. Liability is a required coverage because the government says that we must be accountable for our actions. The minimum limits are as follows:
Bodily Injury Liability: $15,000/$30,000
Property Damage Liability: $5,000
This means that if you are involved in an accident, you are at fault, your liability insurance will pay the other party up to $15,000 of an individual’s bodily injury expenses (hospital stay, ambulance, physical therapy, ect.) or up to $30,000 if there are multiple victims. Up to $5,000 of damage to any property, usually the other person’s car, will be covered. These are the minimum limits required by law and as you may see are very easy to exceed.
At Shift Ins. we will help you understand all forms of coverage and guide you through the process of choosing which is right for you.
Call us today at 562-714-9424
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